Obamacare Is A Train Wreck, If By Train Wreck You Mean Working Better Than Expected, Pt. 2

by evanmcmurry

Followers of this blog/author will recall that it/he has been saying for some time that those states that got on board early with Obamacare the Affordable Care Act Medicaid expansion would soon be leaving their fellow states in the Tenth Amendment, crowded-ER dust.


California is a particularly important test for Obamacare. It’s not just the largest state in the nation. It’s also one of the states most committed to implementing Obamacare effectively. Under Gov. Arnold Schwarzenegger — remember how that really happened? — California was the first state to begin building its insurance exchanges. The state’s outreach efforts are unparalleled. Its insurance regulators are working hard to bring in good plans and make sure they’re playing fair. If California can’t make the law work, perhaps no one can. But if California can make the law work, it shows that others can, too.

[snip] The way this competition can drive down rates is already evident in Oregon. There, one insurer came in with monthly premium costs in the $169 range, while other insurers asked to charge more than $400. But then, seeing  what their competitors were charging, two insurers came back to the state’s regulators and asked if they could refile at lower rates. Otherwise, they wouldn’t be competitive in the exchange. The Obama administration was ecstatic to see this: It’s exactly what they’re hoping will happen across the country.

Klein goes on to say that this will be embarrassing for Texas come 2016, when California’s health care system is blossoming and Texas’ is a mess. This assumes anybody in the Capitol Building or Governor’s Mansion in Austin cares, which they don’t.